We live in the mountains of Central Arizona (Sedona) - great area with mountains, trees, water for kayaking, etc. We do have our problems though.

I was hiking with friends this morning, beautiful day. Fast forward to this afternoon: very heavy monsoon rains with lots of flooding: wash below our house overflowed into yards below us. We had water flowing through our yard, but it did not make it into our house house. We also ended up with several inches of accumulated hail on our deck and parts of our yard: the white ice looks like snow if you don't look too carefully.